FACTS
WHAT DOES JACKSON COUNTY CO-OP CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how er collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the accounts, products or services you have with us. This information can include:
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Name, address, Social Security Number, and income
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Account balances and payment history
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Credit History and credit scores
When you are no longer our member, we continue to share your information as described in this notice.
How?
All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons JCCCU chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does JCCCU share?
Can you limit this sharing?
For our everyday business purposes—such as to process your transactions, maintain the account(s) you have with us, respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes—to offer our products and services to you
No
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We do not share
For joint marketing with other financial companies
No
We do not share
For our affiliates' everyday business purposes—information about your transactions and experiences
No
We do not share
For our affiliates' everyday business purposes—information about your creditworthiness
No
We do not share
For our affiliates to market to you
No
We do not share
For non-affiliates to market to you
No
We do not share
Questions?
Call us at 812-523-1630 or toll free at 866-523-1630, or visit us online at www.myjcccu.net
Who We Are
Who is providing this notice?
JCCCU means Jackson County Co-op Credit Union.
What We Do
How does JCCCU protect my personal information?
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To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secured files and buildings, procedural safeguards and safe record storage. We will continue to review and modify our security controls in the future to deal with changes in products, services and technology.
How does JCCCU collect my personal information?
We collect your personal information, for example, when you
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start an account
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apply for a loan
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use your credit or debit card
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pay your bills
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make deposits to or withdrawals from the accounts you have with us
We also collect your personal information from others, including credit bureaus or other companies.​
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Why can't I limit all sharing?
Federal law only gives you the right to limit:
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sharing for affiliates' everyday business purposes—information about your creditworthiness
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affiliates from using your information to market to you
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sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
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​Companies related by common ownership or control.
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They can be financial and nonfinancial companies.
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Jackson County Co-op Credit Union does not have affiliates.
Non-Affiliates
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Companies not related by common ownership or control.
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They can be financial and nonfinancial companies.
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Jackson County Co-op Credit Union does not share with non-affiliates so that they can market to you.
Joint marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you. Our marketing partners include:
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Jackson County Co-op Credit Union has no affiliates.
